“Komodi let us launch insurance in our checkout in three weeks. With a traditional integration we would have needed about six months.”
Maria Kowalski
Head of Partnerships, AutoBridge
Insurance Infrastructure
Insurance, but
The infrastructure layer for modern insurance distribution. Create, manage and embed insurance products into any digital journey for insurers, brokers, and platforms of any size.
API-first architectureCompliance-native by defaultBuilt for EU scale
99.99%
Uptime
12+
Markets
<120ms
Response
Trusted by insurers, brokers and platforms across Europe
Allianz
Warta
Generali
AXA
Zurich
Munich Re
The challenge
Insurance distribution is stuck in the past
If you are an insurer, a broker, or a platform, the status quo is holding you back.
Fragmented systems
Outdated carrier integrations, manual processes and disconnected tools slow down product launches.
Months to market
Launching a new insurance product takes six to twelve months of development, testing and compliance reviews.
Compliance burden
Navigating GDPR, IDD and local regulations across European markets is a full-time challenge.
Komodi replaces this complexity with a single, modern platform. You can launch insurance products in days, not months.
Platform
One platform, modular capabilities
One infrastructure layer for the full insurance lifecycle, from quote to claim.
Input
Your business
Checkout, CRM, app and partner touchpoints
Data flow
Core
Komodi Platform
Pricing, policy orchestration and compliance
Data flow
Output
Carrier network
Multi-carrier products and settlement rails
Quotes
Real-time pricing from multiple carriers
Policies
Full lifecycle management and renewals
Claims
First notice of loss and status tracking
Rating Engine
Versioned, deterministic pricing rules
Compliance
GDPR, IDD and consent workflows built in
Ledger
Commissions, settlements and reconciliation
Product
Two surfaces, one platform
A control plane for your operations and embeddable tools for your customers.
Dashboard
Full operational control
Configure products, monitor performance, manage teams and track compliance from one place.
- Product configuration
- Real-time monitoring
- Team & role management
- Reporting & analytics
Embedded UI
Ready-to-use components
Pre-built widgets for quote flows, checkout integration and policy management, or build fully custom flows on the API.
- Hosted quote widgets
- Checkout components
- Policy management views
- Full API access
Developers
An API your engineering team will love
Designed for modern engineering teams. Predictable, well-documented and easy to integrate.
API Request
RESTful API
Clean, versioned endpoints with thorough documentation
Idempotency keys
Safe retries on every write operation
Webhooks
Real-time event delivery with automatic retry logic
SDKs
Client libraries for TypeScript, Python and Go
Sandbox
Full-fidelity test environment with mock carriers
Solutions
Built for your industry
Insurers, brokers and digital platforms can all run on Komodi and adapt it to their business model.
Trust & Compliance
Compliance-native, not compliance-patched
GDPR, IDD and local insurance regulations are built into the platform, not patched in later.
Disclosure workflows
Automated pre-contractual information delivery per IDD requirements.
Consent records
Immutable audit trail for every customer consent and data processing event.
Audit trail
Every action logged, queryable and retention-policy compliant.
Access controls
Role-based permissions with full tenant isolation and SSO support.
Infrastructure resilience
Multi-region EU deployment with encrypted data at rest and in transit.
Results
Proven at scale
See how businesses across Europe are growing revenue with embedded insurance.
AutoBridge
42%increase in attach rate
Warranty insurance at checkout for a used car marketplace.
NordInsure
3 weeksto launch
From contract to live product protection in a Nordic e-commerce platform.
DigitalGo
€2.4Mpremium volume in Year 1
Travel insurance embedded in a European booking engine.
“The API is clean and predictable, and our product team shipped our first embedded offer in one sprint. It immediately lifted conversion.”
Sofia Lindberg
VP Product, NordInsure
“Compliance workflows were the blocker for years. Komodi gave us disclosure and consent handling out of the box across multiple markets.”
Thomas Becker
Compliance Lead, DigitalGo
“Our brokers now operate from one panel instead of five disconnected tools. Operational overhead dropped and partner onboarding became faster.”
Amelia Rossi
Operations Director, InsurWay
“What impressed us most was reliability: transparent APIs, strong support, and a platform that scales with seasonal traffic peaks.”
Lukas Novak
CTO, TripNest
01 / 05
Pricing
Start free, scale with confidence
Transaction-based pricing aligned with your success. No upfront platform fees.
Build
For teams exploring embedded insurance.
- Sandbox environment
- Core API access
- Community support
- Up to 1,000 policies/mo
Most popular
Launch
For businesses ready to go live.
- Production environment
- Full API + dashboard
- Priority support
- Up to 50,000 policies/mo
- Multi-carrier routing
Scale
For enterprises with custom needs.
- Dedicated infrastructure
- Custom carrier integrations
- Dedicated account manager
- Unlimited volume
- SLA guarantees
FAQ
Common questions
Ready to modernize your
insurance distribution?
Start with our sandbox in minutes, or talk to our team about your specific needs.
Typical response within 24 hours · Implementation support included